Various kinds of insurance in the world is necessary and important to know !!!

Various kinds of insurance in the world is necessary and important to know !!!

hi, welcome to the blog's imuel on this occasion we will discuss all kinds of insurance, the insurance company.

every person who follows the insurance program would have a different reason. following the example of a life insurance that is guaranteed, those who follow the insurance in order to secure their property. but there are also seseoran not follow the insurance program because it considers unnecessary. therefore various different interests of each person, the insurance needs to be understood about what kind we need.

A. INSURANCE BY TYPE object.

insurance object made up of people / property. items / services. body and soul. human health, legal responsibility, and all the interest that can be lost, damaged, loss, and decreases in value. thus grouped according to the object of insurance that people and property insurance.

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1. Insurance man: every human being has two main elements, namely body and soul, both elements support each other so as to create a complete and perfect manusi. a person in need of protection against him, there are various kinds of insurance that provides protection to people.

a. life insurance

someone must have faced with death. although death is an event that occurs. but death can be insured. why death can be insured? when one of the risks that can be insured is to be unpredictable. death can occur at any time and can not be delayed even if a second. therefore death is not unexpected it is insured.

life insurance consists of two elements, namely savings and protection.

The following are some products of life insurance.

~ Term life: a life insurance product that provides protection against the insured during the insurance period by paying insurance premiums. Term life insurance has the characteristics of, among others, the insured is given for a certain period. insurance refuge is expressed in the form of an insurance policy.

~ Life insurance.

life insurance is an insurance product that provide coverage for the lifetime of the insured person. in general, this type of insurance contains unsus savings. characteristics, such as providing lifetime protection against the insured person with a fixed amount of insurance premiums.

~ Endowment life insurance
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are insurance products that provide coverage to the insured if he is dead or alive on the date specified in the insurance policy.

~ Insurance unit-linked. actually provide the same benefits as other life insurance. unit-linked insurance is an insurance product which provides multiple benefits such as life insurance benefits and investing cash.

b. Insurance, pension funds.

an insurance program that guarantees the welfare of old on the day or provide pension benefits. pension benefit provided in the form of normal retirement benefits, pension benefits was fired, postponed retirement benefits, disability pensions and death benefits.

c. Insurance education.

the cost of education is now perceived more and more expensive, therefore it is necessary to prepare khta education funding in order to provide the best education to children. insurance education is an insurance program that provides two functions, namely protection and investment.

d. Health Insurance. an insurance program that provides health coverage to the insured person. reduce the burden on the public health insurance teriadap increasingly high cost of health darh year to year.

e. Personal accident insurance.

an insurance program that provides insurance against the insured person due to accident.

2. PROPERTY INSURANCE

property is property owned by someone. someone would fight with all his might. insurance is an insurance program organized a benefit or risk the loss. Fire insurance. an insurance program that provides assurance to the object on fire insurance. Fire in question in this case is the usual fire and fire ranges widely, due to several things on fire, fire, lightning, yourself, and others.

b. Transport insurance. an insurance program that provides protection against goods that are transported using means of transportation by land, air, sea.

c. Motor vehicle insurance

an insurance program that provides perlindunan against loss or damage to motor vehicles.

d. Insurance ships

an insurance program that provides protection against the loss of ships. This is particularly important given the dangers of the sea.

e. Aircraft insurance.

insurance is given to the protection of aircraft.

f. Oil and gas insurance

an insurance program that provides protection against oil exploration equipment and equipment produksh oil. g. Liability insurance.

an insurance program that provides protection in the form of legal liability to third parties, which occur Ketaki injury or property damage related to the insured person.

B. INSURANCE BASED ON NATURE.

1. Social Insurance.

an insurance program that is held by state-owned enterprises. are required by law. held goal of social insurance is to provide basic protection against the welfare of the community.

2. voluntary insurance. an insurance program that is free or not pushy. meaning that every person has the right to choose to be insured party of an insurance program or completely thdak be insured party.

That kind of insurance you need to know in order to be smart to choose insurance. may add insight and hopefully useful forever.

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