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Monday, December 14, 2015

Reasons for the importance of this insurance program turns !!

Reasons for the importance of this insurance program turns !!Imuel blogs discussing insurance. the importance of insurance to you why? ..The following reasons for the importance insurance program.each person must have ideals. to achieve these goals we need a plan. a plan that has been created in such a way does not always run smoothly, even from those which we had planned. many unexpected events that happen to us that are caused by our own mistakes of others as well as the destiny of God. so we can not achieve these goals. for example, a natural disaster that hit several areas of the USA which resulted in the surrounding citizens lost their possessions, even the worst effects are many victims who died. we as human beings are not able to change the destiny of the gods, but we can protect ourselves and anticipate.  

way is to follow the insurance program at an insurance company. the insurance company is one of the non-bank financial institutions which collect funds from the public by offering a wide range of insurance products. with the insurance program, we as the insured person an opportunity to move the risk to the insurance company. the chances of adverse events in the insurance referred to as a risk. however not all risks can be insured because of the risks that can be insured have special characteristics, such as incurring huge losses that can be valued in money. The risk transfer is done by signing a legal agreement between the insured and the insurer.written agreement between the insured and the insurer documented in a document called an insurance policy. 


 insurance policy contains the insurer's ability to withstand losses that may be experienced by the insured party in the future, the ability of the insured person to pay insurance premiums to thethe insurer and the amount of the payment at maturity. thus the insured person may submit a claim to the insurer in accordance with the procedure of filing an insurance claim if he runs the risk insured. as agreed in the insurance policy. There are several kinds of insurance are managed insurance companies. according to the type of the object can be divided into the insurance and property insurance. which includes the insurance is, life insurance, pension insurance, education insurance, health insurance, and accident insurance.  

while including property insurance, such as vehicles, insurance of ships, aircraft insurance, oil insurance, engineering insurance, as well as powerful insurance contested. insurance and by their nature can be divided into social insurance and voluntary insurance. but lately developing new insurance in the view of Islam, namely Takaful. each insurer has different characteristics and different benefits.so can we conclude insurance is very important for us, it is now up to us to choose which insurance products that we need, choose insurance products according to the needs .. This may add insight. imuel blog's hopefully useful to you.
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