Takaful bonanza! read this!!!
Welcome. a source of profits or income Takaful Islamic insurance company, logically bonanza Islamic insurance is different from conventional insurance companies. in essence Takaful applying the concept of risk-sharing between the insured person the one with the insured person to another. it is this which distinguishes between Takaful with conventional insurance, because the conventional insurance apply the concept of transfer risk. based on the concept of sharing risk, Islamic insurance company is only in charge of managing the insurance premium received from the insured person. then, from where the Islamic insurance company make a profit?
Islamic insurance companies benefit from insurance premiums dikelolahnya. premh magnitude Takaful consists of three elements, namely:
1. tabarru. comes from the word meaning tabarra'a yatabarra'u tabarru'an donations or charity fund. tabarru is a donation of the insured party to another insured person without compensation resulted in the transfer of ownership of property from the giver to the person who was given. people who contribute are called benefactors or mutabarri. tabarru funds are costs that are intended by the insured party to help the other insured the unfortunate, the Islamic insurance companies, funds tabarru made separate from the savings account of the insured person and the insurance company's profit account sharia. tabarru excess of the account balance is divided into three, namely, returned to the insured, was taken to the reserve fund tabarru and is an advantage for Islamic insurance companies.
2. savings insured person. is part of the insurance premiums paid by the insured to the insurer. by the insurer, the insured person savings that have accumulated invested so as to generate a profit. The profits are divided according to the principle of profit sharing, which is distributed to the insured and the insurer in accordance with the agreement.
3. The management costs.
is part of insurance premiums received by the insurer to manage the funds in the form of insurance premiums. management fees received is the property of the insurer completely. thus, the cost of management is one source of Islamic insurance company profits.
So, now you already know about where the Islamic insurance company profits ?.
That's our discussion about the benefits of Islamic insurance company, may add insight and hopefully benefit, welcome back.
Welcome. a source of profits or income Takaful Islamic insurance company, logically bonanza Islamic insurance is different from conventional insurance companies. in essence Takaful applying the concept of risk-sharing between the insured person the one with the insured person to another. it is this which distinguishes between Takaful with conventional insurance, because the conventional insurance apply the concept of transfer risk. based on the concept of sharing risk, Islamic insurance company is only in charge of managing the insurance premium received from the insured person. then, from where the Islamic insurance company make a profit?
Islamic insurance companies benefit from insurance premiums dikelolahnya. premh magnitude Takaful consists of three elements, namely:
1. tabarru. comes from the word meaning tabarra'a yatabarra'u tabarru'an donations or charity fund. tabarru is a donation of the insured party to another insured person without compensation resulted in the transfer of ownership of property from the giver to the person who was given. people who contribute are called benefactors or mutabarri. tabarru funds are costs that are intended by the insured party to help the other insured the unfortunate, the Islamic insurance companies, funds tabarru made separate from the savings account of the insured person and the insurance company's profit account sharia. tabarru excess of the account balance is divided into three, namely, returned to the insured, was taken to the reserve fund tabarru and is an advantage for Islamic insurance companies.
2. savings insured person. is part of the insurance premiums paid by the insured to the insurer. by the insurer, the insured person savings that have accumulated invested so as to generate a profit. The profits are divided according to the principle of profit sharing, which is distributed to the insured and the insurer in accordance with the agreement.
3. The management costs.
is part of insurance premiums received by the insurer to manage the funds in the form of insurance premiums. management fees received is the property of the insurer completely. thus, the cost of management is one source of Islamic insurance company profits.
So, now you already know about where the Islamic insurance company profits ?.
That's our discussion about the benefits of Islamic insurance company, may add insight and hopefully benefit, welcome back.
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