The process of filing insurance claims in order to quickly and easily read this !!!

The process of filing insurance claims in order to quickly and easily read this !!!

The following is the process of filing insurance claims per his words refer.

many people assume that taking care insurance is cumbersome and takes a long time because it is through a convoluted process. actually take care of insurance claims is not troublesome and does not require a long time if the insured person to know and understand the procedures for filing an insurance claim. see below.

A. PERIOD OF ACTIVE INSURANCE POLICY

the insured party to check the insurance policy has. the listed insurance polir payment due date insurance policy. its insurance policy is still in the period of coverage or there are certain exceptions.

B. NOTICE OF LOSS

The insured person immediately report an adverse event or a risk on him to the insurance company in question because of the filing of insurance claims has the expiration date. statements orally or in writing. oral report done by coming directly to the nearest office of the insurance company or by phone, while a written statement made by letter telex or fax.

C. REPORT LOSSES

the insured person filling the blank report losses that have been provided by the insurance company. blank keruian report contains entries about the place and time of the occurrence of an adverse event, the cause of an adverse event, as well as the amount of loss can be estimated by the insured.

D. SUPPORTING DOCUMENTS CLAIM ASUSANSI

the insured person submit documents supporting the insurance claim to the insurance company. examples of insurance claims supporting documents are photographs of events that merughkan and a certificate from the competent authorities.

E. INSURANCE POLICY RESEARCH

The insurer conducts research on the validity of insurance policies after receiving notification of the risk of adverse effects of the insured person. matters on which the validity of the insurance policy cover if the insured person has paid insurance premiums, whether the risk of adverse effects occurred during the insured and the insurer concerned over whether the object at risk.

F. RESEARCH INSURANCE CLAIM

If the insurance policy otherwise have met the validity, the penangung conducted a survey to determine the place of incident directly matters relating to the occurrence of adverse events. it surveyed in the study of insurance claims, among others:

~ Cause of the risk of adverse

~ Place and time of occurrence of the risk of adverse

~ Amount of estimated losses

~ Amount estimated from the rest who are not exposed to risk of harm.

G. APPOINTMENT Loss Adjuster

the survey has been conducted by the insurance company produced two conclusions, namely insurance claims is a matter of simple or very complicated insurance claims. if an insurance claim is a simple matter of insurance claims can be managed solely by the insurance company concerned. however, if an insurance claim is a complicated problem that needs to be appointed a loss adjuster in managing the insurance claims. loss adjuster is an independent body that is in charge of investigating the causes of losses and calculate the amount of loss that the obligation of the insurance company. loss adjuster appointment made by the insurance company with the knowledge of the insured person.

H. SUBMISSION OF VALIDITY INSURANCE CLAIM

management of insurance claims made by the insurance company itself or by a loss adjuster to produce a decision on the validity of the insurance klaiam. when the insurance claim was valid, notify the insurance company to the insured on the amount of compensation to be paid. however, if an insurance claim is not valid, the insurance company shall notify the insured person that the insurance claim was rejected along with the reason. there are times when the insured person does not agree with the amount of compensation to be paid by the insurance company because of the amount of compensation shall be considered inconsistent with the magnitude of the loss. therefore the insured person entitled to appoint loss accessor to reassess the amount of losses incurred. thus the loss accessor is an independent body appointed by the insured party to reevaluate the amount of losses incurred.

I. COMPLETION OF INSURANCE CLAIM

the payment of insurance claims made by the insurance company after the deal and carried out no later than the deadline set.

the payment of insurance claims can be done in several forms:

~ Payment in cash

~ Improvements made by the insurance company as an insurer

~ Redevelopment such as home / building

~ Replacement with similar objects.

Insurance claim.
we as an insured party who objects threatened by the risk of insuring is obliged to pay insurance premiums to the insurance company on a regular basis in accordance with the agreements in the insurance policy. thus when the risk insured actually happening, we are entitled to file an insurance claim or claims for compensation, but we must pay attention to the principles of insurance in filing insurance claims, namely the principle of indemnity, namely loss compensation definite and is enough to restore the financial position piiak insured, equal such as financial position before the risk of adverse happens.

in filing insurance claims are not justified if the insured party for profit from insurance claims. therefore, to prevent the possibility of seeking profit from insurance claims. procedures in filing insurance claims we need to know.

That process stages klaiam insurance so quick and easy process. may be useful..

Share This